For Maryland Collection & Creditors'-Rights Attorneys
You Win the Judgments. We Collect Them — Better.
Maryland post-judgment enforcement for law firms whose judgments stall after entry. We turn dormant judgments into recovered dollars — and make you look good to your clients.
Licensed & bonded, specializing in judgment recovery since 1990, from our Catonsville office.
The short version
You can win judgments all day. Collecting them at scale is a different business — garnishments, liens, skip-tracing, and renewals are operational drag most firms would rather not staff. We are a Maryland judgment-recovery firm that does only post-judgment collection. Refer one client's judgments, see what we recover, and extend the partnership across your book from there. We're paid on contingency, and you share in every recovery. Want to gauge what a judgment is worth with accrued interest first? Try our Maryland Judgment Calculator.
The problem we solve for firms
A judgment is a legal right to collect — not a payment. The day after entry, the real work begins: locating the debtor, finding garnishable wages or accounts, recording liens, and keeping the judgment alive through renewals. For most firms that is unbillable operational overhead, and it is why so many judgments simply sit.
Meanwhile your clients keep asking the uncomfortable question: “We won — so where's the money?” Post-judgment enforcement is a distinct discipline, and few practices are staffed to run it well. That gap is exactly where we come in.
Why firms recover more with JP Jensen
Post-judgment recovery is not a sideline for us — it is the entire business, and has been since 1990. We know Maryland enforcement cold, and we go after the judgments most collectors give up on.
Wage & Bank Garnishment
The core recovery tools — writs of garnishment against paychecks and bank accounts, filed and pursued correctly the first time.
Liens on Real Property
Recording judgment liens so a sale, refinance, or foreclosure has to reckon with your client's judgment before the debtor sees a dollar.
Skip-Tracing & Asset Location
Finding debtors who moved, changed jobs, or hid assets — the legwork that stalls most in-house enforcement efforts.
Renewals Before Expiration
Maryland judgments are enforceable for 12 years and renewable. We track the deadlines so a collectible judgment never quietly lapses.
We ask for your oldest judgments first. The ones nearing Maryland's 12-year expiration, the files other collectors let go cold — that's our proving ground. There's nothing to lose and real money to recover. For a sense of what those aging judgments are worth today, see why older judgments are worth more than firms assume.
How the partnership works
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Start with one client: Route the judgments from a single client — ideally the oldest or hardest — so you can evaluate us on real results, not a pitch.
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We do the recovery work: We run the full post-judgment process in Maryland: garnishments, liens, skip-tracing, and renewals. You stay informed with regular reporting.
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Everyone's paid on contingency: There are no upfront or flat fees. We're paid a percentage of what we actually recover — and you earn a share of every dollar collected. The split is documented in a written agreement.
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Extend across your book: Once you've seen recovery on judgments that were sitting idle, most attorneys route more of their clients' judgments our way. The relationship grows from proof, not promises.
Who owns the client relationship?
It's flexible, and it's set in writing before we begin. In many arrangements we contract directly with your client and handle collection, with your referral share defined in the agreement. In others, you remain the point of contact and we report through you. What never changes is that the structure — and everyone's economics — is documented up front, so there are no surprises for you or your client.
We'll help you think through the professional-responsibility and communication details for your specific situation during a short intro call.
What we handle
We take money judgments that have already been entered and run the complete Maryland enforcement toolkit against them. Once a judgment exists, the reason behind it doesn't change how we collect — every money judgment is enforced the same way.
Our core recovery tools are wage and bank garnishment. See our Maryland garnishment services for how the process works step by step, or read how a judgment collection agency differs from a traditional one.
Based in Maryland — it's the debtor's location that matters
Maryland enforcement is our specialty. If your debtor lives in Maryland or owns property here, we can domesticate the judgment in Maryland and pursue collection — even when you or your client are out of state.
Track record & credibility
In January 2025, a single client placed 421 aging judgments with our firm — long-dormant accounts dating from 1999 to 2014 that had been all but given up on. To date we've recovered more than $590,000 on that one placement, and the money is still coming in.
Anonymized results from an actual client placement. Recovery outcomes depend on each portfolio's age, debtor assets, and documentation; past results do not guarantee future recovery.
Want to see recent, anonymized recovery examples for referred judgments? Ask us — we're glad to walk a fellow professional through what recovery on stalled judgments actually looks like. You can also review what to look for in a judgment collection agency.
Frequently Asked Questions
Have a stack of judgments that aren't moving?
Start with one client's judgments and see what we recover. No upfront fees, contingency-based, and transparent pricing.
This page is provided for informational purposes only and is not legal advice. JP Jensen Collections, LLC is a licensed Maryland collection agency, not a law firm.