For Debt Buyers & Portfolio Holders
Maryland Judgment Servicing That Recovers More
Post-suit judgment recovery for debt buyers holding Maryland judgments — especially the aged, harder portfolios where generalist servicers leave money on the table.
Contingency servicing or selective portfolio purchase. Licensed & bonded, specializing in Maryland judgment recovery since 1990.
The judgment-stage problem
You hold judgments across servicers of varying quality, and the large, generalist firms tend to deliver uneven results — especially on aged Maryland judgments that need real enforcement rather than another dunning letter. We're a Maryland specialist focused entirely on the post-suit, judgment-stage portfolio. Want to see how much aged judgments can grow with accrued interest? Try our Maryland Judgment Calculator.
Why a Maryland specialist recovers more
Aged-Judgment Specialists
Older judgments carry years of accrued interest that raises their real value. We pursue the aged, harder judgments generalist servicers give up on.
Deep Maryland Enforcement
Wage and bank garnishment, liens, skip-tracing, and renewals — run by a firm that does only Maryland post-judgment recovery, since 1990.
Built for Portfolio Volume
Debt-buyer portfolios come large. We're built to take on significant volume without the recovery rates sliding.
Recovery Where Others Stall
High-volume servicers work the easy accounts and move on. We do the enforcement legwork that turns stalled judgments into payments.
Two ways to work together
Contingency servicing
Our primary model. We enforce and collect your Maryland judgments and are paid a percentage of what we actually recover — no upfront cost. Best when you want to keep the portfolio and simply recover more from it.
Selective portfolio purchase
For the right portfolios, we'll buy outright. Whether a purchase fits depends on collection history: portfolios a strong firm has already worked have less upside, while lightly- or weakly-worked judgments are better candidates.
Holding judgments and need cash now?
If your company is sitting on a portfolio of judgments and would rather take a lump sum than wait out collection, we can evaluate the portfolio for an outright purchase. It's a way to convert dormant judgments into immediate cash and hand off the uncertainty and expense of collection.
Pricing reflects the Maryland enforceability of the judgments and how heavily they've already been worked. Curious about the trade-off first? Read how post-judgment interest builds a judgment's value.
Portfolio onboarding & reporting
- 1
Portfolio review: Send the Maryland-eligible judgments (or a broader file — we'll identify the MD-enforceable portion). We assess collection history and enforceability.
- 2
Servicing or purchase: We recommend contingency servicing or, where it fits, an outright purchase offer — no obligation either way.
- 3
Enforcement at scale: Garnishments, liens, skip-tracing, and renewals across the portfolio, prioritizing aged judgments before they expire.
- 4
Transparent reporting: Regular reporting on activity and recovery, account by account, so you always know where the portfolio stands.
Track record & credibility
Yield on aged paper, at portfolio scale
A holder recently moved an entire 421-judgment portfolio to us in one placement — paper originating between 1999 and 2014 that most books would have already written down to zero. We onboarded the whole file at once and put it into enforcement. To date it has returned north of $590,000, and recovery is ongoing — a reminder that judgments you've marked uncollectible often still carry real, enforceable value.
Anonymized results from an actual portfolio placement. Recovery depends on each file's age, debtor assets, and documentation; past results do not guarantee future recovery.
Frequently Asked Questions
Let's talk about your Maryland judgments
Service them for a better recovery rate, or liquidate for cash. No upfront fees on servicing, and transparent pricing.
This page is provided for informational purposes only and is not legal advice. JP Jensen Collections, LLC is a licensed Maryland collection agency, not a law firm.